The Beginning of Hope—Bishop Christmas Message 2025
December 20, 2025
Christmas, Bishop Brian Mascord
My dear sisters and brothers,
We gather at the manger this Christmas, having walked together as Pilgrims of Hope in this extraordinary Jubilee Year. As we hear the joyous sound of the choirs of angels celebrating the birth of Jesus, we find something precious and extraordinary: Christmas, for us, is not the end of our pilgrimage in this Jubilee Year—it is a new beginning of hope.
This year, we have walked with Hope—Hope has a name, and his name is Jesus Christ. We have walked towards Hope—Jesus draws all people to himself. And we walked for the hope of the world—witnesses in word and deed to the hope we find in the Light of the World, who shines brightly in the darkness. And as we arrive here at the manger, we are invited to encounter Hope—
In the birth of the Christ-child, God does not give us a message about hope; He gives us a person who wants to dwell in and with us.
Truly, this is the miracle and the promise of Christmas: Hope is born. Hope is near. Hope is with us.
We have never been called to naivety or blind optimism. The Hope we are given today does not deny reality; it transforms it. This Hope does not silence our doubts; it walks beside us in them. Hope does not pretend life is easy or without challenge; it proclaims that, “Our God is faithful to his promises!”
My sisters and brothers, the same light that shone for the Magi still shines for us. The same God who guided the Holy Family is still guiding us. The same Jesus who was born is still beckoning us to become his disciples and share his love with a world beset by violence, fear, loneliness and oppression.
On this holy day, I simply pray the following for you:
May you encounter Jesus afresh this day. May his light shine into the darkness in and around us. And may we, as disciples of Emmanuel—God with us—be where hope can begin for all those who seek God, all those who feel lost, and all who long for the hope and peace that can only be found in Jesus.
With every blessing for a holy Christmas and a grace-filled New Year, I remain, as ever,
Yours in Christ
Most Rev Brian G Mascord DD
Bishop of Wollongong
Christmas 2025
Account means the account held at your financial institution from which we are authorised to arrange for funds to be debited.
Agreement means this Direct Debit Request Service Agreement between you and us, including the direct debit request.
Business day means a day other than a Saturday or a Sunday or a listed public holiday.
Debit day means the day that payment is due.
Debit payment means a particular transaction where a debit is made, according to your direct debit request.
Direct debit request means the Direct Debit Request between us and you.
Us and we and our means the Catholic Development Fund.
You means the customer(s) who signed the direct debit request. Your financial institution is the financial institution where you hold the account that you have authorised us to arrange to debit.
Debiting your account
By submitting a direct debit request, you have authorised us to arrange for funds to be debited from your account according to the agreement we have with you.
We will only arrange for funds to be debited from your account:
As authorised in the direct debit request; if the debit day falls on a day that is not a business day, we may direct your financial institution to debit your account on the following or previous business day. If you are unsure about which day your account has or will be debited, please check with your financial
Changes by you
If you wish to stop or defer a debit payment you must write to us at least 5 business days before the next debit day.
This notice should be given to us in the first instance.
Your obligations
It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made.
If there are insufficient clear funds available in your account to meet a debit payment:
you or your account may be charged a fee and/or interest by your financial institution;
you or your account may be charged a fee to reimburse us for charges we have incurred for the failed transaction;
you must arrange for the payment to be made by another method
Please check your account statement to verify that the amounts debited from your account are correct.
Dispute
If you believe that there has been an error in debiting your account you should call us on (02) 4222 2444 and confirm the details in writing with us as soon as possible so that we can resolve your query quickly.
Accounts
You should check:
with your financial institution whether direct debiting is available from your accounts offered by financial
your account details which you have provided to us are correct by checking them against a recent account statement; and
with your financial institution before completing the direct debit request if you have any queries about how to complete the direct debit
Warning: if the account number you have quoted is incorrect, you may be charged a fee to reimburse our costs in correcting any deductions from:
an account you do not have authority to operate; or
an account you do not
Confidentiality
We will keep any information (including your account details) in your direct debit request confidential.
We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you, do not make any unauthorised use, modification, reproduction or disclosure of that information.
However, we may use your contact details to provide information about the fund. Should you wish this not to be the case, please advise the fund in writing.
Disclosure statement
The Catholic Development Fund, Diocese of Wollongong (the Fund) is required by law to make the following disclosure: The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission. An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). Investments in the Fund are intended to be a means for investors to support the charitable, religious and education works of the Diocese of Wollongong and for whom the consideration of profit are not of primary relevance in the investment decision. The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by Australian Securities and Investments Commission. Investors may be unable to get some or all of their money back when the investor expects or at all and any investment of the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed at www.cdfwollongong.org.au or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence.
Our diocesan logo is theologically rich and very succinct. As a hand, it depicts our mission as a diocese and as individuals within the diocese, of bearing (bringing, carrying) Christ’s love to one another and to the world around us. In this, we are the hand of Jesus Christ, and we are offering ourselves to him so that he might work through us.
We can be the bearers of his love only as a response to his call and in the strength of his grace. We are reminded of this in two ways—through the symbol of the dove (the Holy Spirit) also present in the logo, and by the incorporation of the cross that segments the logo. The presence of the cross is a reminder that bearing the love of Christ will inevitably cost us if we live it authentically. However, in the way that the Cross is the portent of redemption and life—an echo of the tree of life in the book of Genesis—so becoming bearers of the love of Christ will also bring us to life.
The four fingers of the hand also represent the four regions of our diocese. The first is bluerepresenting the beautiful water of the Shoalhaven. The second is a blue and green combination representing the waters and escarpment of the Illawarra. The third is greendepicting the hills and plains of the Macarthur. The fourth is dark green illustrating the forests of the Southern Highlands.
